Andrew Winton

About

Ravi Bapna is the Curtis L. Carlson Chair Professor in Business Analytics and Information Systems and serves as the Academic Director of the Carlson Analytics Lab at the University of Minnesota's Carlson School of Management. He is closely affiliated with the MS in Business Analytics program and the Carlson Analytics Lab, where graduate students study a broad range of data analysis techniques and apply them to real business problems. These students are skilled in exploratory data visualization, predictive analytics, programming, data engineering, machine learning methods, and more, emerging as data science professionals. Partner organizations have the opportunity to work with these talented students while supporting the educational mission of the programs. The faculty involved in the Analytics for Good Institute, including Ravi Bapna, bring expertise from various fields such as computer science, econometrics, strategy, and causal experimentation. The institute emphasizes impact, engagement, and gender equality, fostering collaboration among faculty scholars from across the Carlson School and beyond to advance research and practical applications in analytics and data-driven decision-making.

Research topics

• Economics
• Microeconomics
• Finance
• Business
• Monetary economics
• Industrial organization
• Accounting

Selected publications

• Laying off credit risk: Loan sales versus credit default swaps

  Journal of Financial Economics · 2012-08-10 · 194 citations

  articleSenior authorCorresponding
  PublisherDOI

• Bank Capital, Borrower Power, and Loan Rates

  Review of Financial Studies · 2019-02-14 · 59 citations

  articleOpen accessSenior author

  Abstract We examine how bank capital and borrower bargaining power affect loan spreads. Consistent with previous studies, higher bank capital has a negative impact on loan rates, but borrower cash flow has a significant effect on this impact: compared with high-capital banks, low-capital banks charge more for borrowers with low cash flow, but offer greater marginal discounts as these borrowers’ cash flow rises. These effects are largely focused on more bank-dependent borrowers. We find some evid…

  PublisherOA PDFDOI

• Risk Overhang and Loan Portfolio Decisions: Small Business Loan Supply Before and During the Financial Crisis

  SSRN Electronic Journal · 2012-01-01 · 58 citations

  articleOpen accessSenior author
  PublisherDOI

• Do banks still monitor when there is a market for credit protection?

  Journal of Accounting and Economics · 2019-07-24 · 49 citations

  articleSenior authorCorresponding
  PublisherDOI

• Industry informational interactions and corporate fraud

  Journal of Corporate Finance · 2021 · 20 citations

  Senior authorCorresponding
  PublisherDOI

Frequent coauthors

• Tracy Yue Wang

  University of Minnesota

  27 shared

• Gary Gorton

  Yale University

  19 shared

• Charles M. Kahn

  University of Illinois Urbana-Champaign

  18 shared

• Anne Gron

  15 shared

• João A. C. Santos

  13 shared

• Vijay Yerramilli

  University of Houston

  11 shared

• Chenyu Shan

  11 shared

• Dragon Yongjun Tang

  11 shared

Similar researchers at University of Minnesota

• Robert Goldsteinh-58
• Murray Z Frankh-40